Paytm Payments Bank RBI ban?

 By placing multiple penalties on Paytm Payments Bank, the Reserve Bank of India delivered a serious blow to the company. The highest banking authority declared that as of February 29, 2024, no transactions from Paytm Payments Bank will be accepted. Users of Paytm have undoubtedly had a lot of queries about this. Here, we attempt to address.



The Reserve Bank of India's regulation prohibiting Paytm Payments Bank, the company's subsidiary, from taking new deposits beginning in March is expected to have a negative effect on the company's yearly earnings, according to a statement released by Paytm on Thursday. The business declared that it is acting quickly to comply with RBI orders and that it is working with the regulator to resolve issues as soon as possible.One97 Communications Ltd. (OCL), the parent firm of Paytm, declared its intention to completely switch to other bank partners, leaving Paytm Payments Bank Limited out of the picture.

We will now expedite the plans and switch over entirely to other bank partners. OCL will not be collaborating with Paytm Payments Bank Limited going ahead; instead, it will only deal with other banks. The fintech behemoth stated in a statement on Thursday that the next stage of its journey is continuing to grow its payments and financial services business, but only in collaboration with other banks.

According to the company, Paytm's Payment Gateway division, which serves online retailers, will keep offering payment solutions to its current clients. It further stated that users can keep using their current amounts in their NCMC accounts, Wallets, FASTags, and savings accounts; the order has no effect on these deposits.

Furthermore, OCL will continue to provide its offline merchant payment network services, which include Paytm QR, Paytm Soundbox, and Paytm Card Machine. The announcement also stated that this includes the ability to onboard new offline merchants in the regular course of business.

It further stated that OCL's other financial services, which include loan distribution, insurance distribution, and equity broking, are unrelated to Paytm Payments Bank Limited and should remain unaffected by this move.

Bunk Point

To secure a challenging position as a fresher where I can effectively contribute my skills, which will help me to explore myself fully and realize my potential and willing to work as a key player in challenging & creative environment.

Post a Comment (0)
Previous Post Next Post